At StartNow, we understand that everyone’s personal credit repair journey is unique, and we're here to support you every step of the way. Our personal credit restoration packages are thoughtfully designed to aid you in achieving your goals, whether you're buying a new home, securing a loan, or simply looking to improve your financial health.
To make sure you have the best experience possible, all of our packages include essential credit repair monitoring through SmartCredit. This powerful tool allows us to keep a close eye on your progress and make informed adjustments along the way, ensuring you get the results you deserve.
Explore our Personal Credit Repair Packages and pricing to find the perfect fit for your needs. Select a plan below and complete the Credit Repair Registration Form to book a FREE Credit Analysis Appointment with one of our credit coaches!
With transparent pricing and a commitment to your success, we're excited to help you build a brighter tomorrow. Let’s get started on this journey together!
Select Your Credit Repair Plan &
Register for your FREE Credit Analysis:
StartNow Credit charges No upfront Fees, no payment is processed until you decide to move forward after your FREE credit analysis. We offer Florida CROA-compliant plans built to match your level of support. Whether you’re just getting started or ready for advanced credit building. All plans include our Score Tracker, 24/7 App Access, and Unlimited Disputes.
1
Standard:
$99 First Work Fee + $79/month
Perfect for those who want effective credit repair at an affordable rate.
What you get:
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Score Tracker and 24/7 app access
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Unlimited disputes
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Dispute cycle: 55–60 day
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Loom video updates from your credit coach every round
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Basic dispute process
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Email & Portal Support
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$24/month Smartcredit monitoring required (not included in plan)
2
CredPlus:
$199 First Work Fee + $125/month
Ideal for faster results and advanced dispute options.
What you get:
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Everything in the Standard Plan PLUS:
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Faster dispute cycle: 40–45 days
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Advanced dispute access: FTC, CFPB, Metro2, and AI-generated dispute letters
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Freezing of secondary accounts for added protection
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$24/month Smartcredit monitoring required (not included in plan)
3
CredPro:
$299 First Work Fee + $199/month
Our most powerful plan for those serious about credit transformation and those that need to build a stronger credit profile.
What you get:
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Everything in CredPlus PLUS:
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Fastest dispute cycle: 30–35 days
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Live one-on-one review calls with your credit coach
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Legal support
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Debt Negotiation Assistance
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Credit Builder Guidance
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Credit Monitoring included with plan
Schedule Your Free Credit Analysis
After choosing a StartNow Credit Repair plan above and activating your SmartCredit monitoring account, you can click below to schedule a FREE Credit Analysis session with one of our credit coaches. They will provide personalized credit analysis to aid you in achieving your financial goals. StartNow will not process any payments until you decide to move forward to become a client after you receive you free credit analysis. At StartNow Credit we're here to assist you throughout this journey to a brighter financial future!